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Kristin Cavallari -- I Don't Need Jay Cutler Looking At My Crotch Dur

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It's the question millions of couples ask themselves before entering the delivery room -- and now Jay Cutler's in the same boat -- does your wife want you to see EVERYTHING when she's giving birth?

Fortunately for the Chicago Bears QB -- he won't have to guess ... 'cause his wife Kristin Cavallari was out in NYC today and told us.

One TMZ staffer who's wife recently had a kid has some advice for Jay -- "Don't look down. Maintain eye contact ... and watch where you step."

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